Wednesday, 4 March 2009

Random stuff

From Theo

Take a deep breath before you try this !



Thanks to utube.

What is 2% of 400 Mil ?

Well done Marnie Adams.

Since joining Bayleys Auckland – Marnie has been their top residential salesperson since 2003 ..with over $400,000,000.00 worth of sales in Auckland’s Eastern suburbs.

Tuesday, 3 March 2009

Gangs

Cam Stokes the detective sergeant in charge of the Auckland Motorcycle Gang unit until 2004 says the Headhunters keep a low profile compared with other, more confrontational gangs.

But they are linked to much of the drug dealing in the Waitakere area, especially methamphetamine
.

Organised crime in New Zealand is far from the levels seen overseas with the likes of the triads or mafia but the average kiwi has no idea how ingrained the gang mentality and lifestyle is for large numbers of men.

From a 2008 Listener article: "....Wayne Doyle, currently president of the gang. Doyle was facing murder charges following a gang-related fight, although he wasn’t the Headhunter who struck the killing blow. Rowe was trying to squeeze Doyle for the location of the killer, using the threat of prison and a murder conviction to try to extract information from him. Rowe recalls Doyle saying, “I never laid a finger on that guy.” “I said, ‘I know you didn’t.’ He said, ‘But I know I can go down for murder and have to do 10 years.’ I said, ‘Yup, that’s dead right. And what about your wife and kids?’
“He said, ‘I tell you what. The gang comes first. My loyalty to the gang comes first.’”

During his last trip inside I asked him if he would be back in prison. His answer: "Does a bear shit in the woods?"

You can bet they'll all be watching Underbelly: Terry Clark tonight. Lets hope they remember how the story ends.

Food In A Minute

Alison Gofton is leaving Food In A Minute. Classic kiwi cooking "You have to be pasionate about mince and sausages... Baked beans and chip pizza has to be one of the worst I've done".

Why not have a series on low budget African, Asian and South American recipes?
The Aboubakar family of Breidjing Camp, Chad.
Food expenditure for one week: $1.23


I bet these people can show our beneficiaries and me how to have a great feed for a family for 20c a meal. Maybe we can award them the prisons catering contract.

Yeah right. That'll happen.

Beach Education

Today was a stark contrast to yesterday.
Makes you think about selling up and taking a minimum wage part time job on the coast.

Do all you mums need to be up there with the lifeguards?
Is it Pam's day off?
How much do you guys get paid?
Any tips or perks?

There was a guy out boogie boarding for about 2 hours getting some great rides, but even herding kids and 'Simon Says' on the beach beats a scorching office.

It was even hotter when I managed to get outside for my run at lunchtime. Had to have the fan going all day - no aircon's a bummer.

Sunday, 1 March 2009

Deflation Ain't So Bad

Not for all of us anyway Kiwi families will have a collective $10 billion more in their back pockets over the next three years as a result of plummeting mortgage costs

Tony Alexander's weekly overview shows the inflation rate over the last two quarters and year as -0.5%, 1.5, and 3.4.
This is great news for people like me paying a mortgage similar to the example in the article :

For a household with a 20-year mortgage of $250,000, currently paying $1005 a fortnight, a reduction in rate from 8.51% to 6% would mean being able to cut repayments to $830 a fortnight...Kapiti Coast financial adviser Liz Koh recommends maintaining mortgage payments at the original level, which would see the loan cleared nearly six years earlier, and around $120,000 less paid in interest.

While we haven't gone under at the rates of the last two years, I'll be very glad to see 5% rolling in this year. My last loan being in 2004, I know others who are hurting not so much by the increases but knowing they are locked in for the next 2 plus years with no access to the savings to be had while others are hooking into the new rates.

Auckland financial planner Deborah Carlyon says for many families high petrol, interest rates and food prices have meant money has been so tight they had been deferring spending on things like replacement cars, clothes, house repairs and whiteware. So any extra money in their pockets is likely to flow into the economy quickly.

Our old F&P, bought 10 years ago along with dryer (1k for the pair)as my farewell gift from last employer, finally gave up the ghost and we have splashed out on the next model up for $590, about the same price - way cheaper with inflation factored in, and the family income is now up by close to 100k on those toddler years. Clothes, shoes, cars, and computers are cheaper, and petrol is not far off. As long as both of us keep our jobs, this recession is going to be a fantastic ride. We may not be getting the same equity gains, but being able to reduce debt faster will be a huge help.

Can't wait for the tax cuts John.